One plan. It costs nothing.
Everything Paisa does is on this page, and all of it is included. There is no paid tier hiding the useful half.
Current plan
Every feature, unlimited groups and people. No credit card.
Get started freeWhat's included
- Unlimited groups, members and expenses
- Every split type, with debt simplification
- Pay back over UPI, with per-person QR
- Settle-up links your friends use without an account
- One cross-group ledger, one reminder per person
- Collections, settlements and settlement proof
- Recurring expenses and income, with skip and run-now
- Budgets, reports and the committed-vs-discretionary view
- Multi-currency with per-expense frozen rates
- Offline-first PWA with realtime sync
- CSV, Excel and PDF export
- Web push and email, with quiet hours
- English and हिंदी, switchable per person
How do you make money, then?
Right now, we don't. Paisa is not funded by ads, by selling data, or by taking a cut of payments — your money never passes through us in the first place. It is small enough to run cheaply, so it is free while it stays that way.
Will it stay free?
The core will. If optional paid plans arrive for teams and organisations, you will get plenty of notice, nothing you already rely on gets taken away, and early users get looked after.
What's the catch?
No trial, no card, no feature held back to upsell you. The honest caveat is the one on our terms: it is offered as-is, so export your data now and then rather than treating any app as your only record.